investments Archives | Savvy Family Finance

Should You Invest Your Emergency Fund or Not?

Have you noticed interest rates are still pretty low? I mean, sure, rates are higher than they were a couple years ago, but you won’t get rich anytime soon by letting your money sit in a savings account. This all means that an emergency fund sitting in a savings account is pretty much doing just …

Blooom Review: The Robo-Advisor For Your 401(k)

Got kids and a job? If you’re like most parents, you’d rather spend time with the kids, or even sit in traffic, than spend time rebalancing and monitoring your 401(k). While saving for retirement in an employer-sponsored retirement plan is a great way to build wealth, most people just let the …

What is Asset Allocation?

Have you ever heard of asset allocation? Maybe an advisor started talking about investment strategies, mentioned “asset allocation,” and you nodded along not knowing what he was talking about. Sound familiar? It can seem overwhelming learning all the investment mumbo-jumbo. What is asset …

The Basics of Portfolio Rebalancing

Inside: Learn the basics of portfolio rebalancing. You’ve started investing, whether by opening an IRA, enrolling in the company 401(k) plan or even opening a brokerage account. Yay! Now what? Well, just like your home, car, or body, your investments need an occasional tune-up, or …

Dollar-Cost Averaging: What It Is and When to Use It

Inside: Dollar-cost averaging can help reduce risk and smooth out price fluctuations of investments. Find out what dollar cost averaging is and how to use it to your advantage. With the stock market fluctuations, it can be confusing to know when is the best time to invest. The answer, of …

Things Not to Do with Your Tax Refund

Inside: It can be fun to spend a tax refund like it is found money. See if these bad ideas are part of your plans and discover smarter alternatives. Did you know the average tax refund is about $3,000? What would you do (or, will you do) with that money? Setting aside a little bit for fun such …

The Top Personal Finance Books to Get a Handle on Your Money

Inside: These are some of the top personal finance books, with good reason! Information and inspiration for your financial journey abound in these pages. If you’ve ever lacked motivation when budgeting or not known where to start with investing, then you know that having a good resource is …

Money Basics: The Ultimate Beginner’s Guide to Mutual Funds

Inside: This beginner's guide to mutual funds will explain the basics for those newer to investing. Do you ever wonder how in the world people learn about investing, and how to save for retirement? I mean, sure, there are classes in college. And maybe even one in high school. Maybe. But …

Midyear Financial Goal Update: How Are We Doing?

Inside: Find out if there has been any progress on some of the annual goals mentioned at the start of the year. Is it July already? And, almost August? The year is passing far too fast. The summer has been busy and yet not so busy. Kids have had camps, sports, lessons, and lots of “Mom! I’m …

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