How do frugal people become frugal in the first place? I’ve often wondered how it happened to me.Did I learn it at home? Maybe a bit. I grew up in a solidly middle-class home and remember learning
Types of Mortgage Loans: Which Is Best for You?
Inside: Learn about the most popular types of mortgage loans and decide which is the best for you.When we bought our first home, there were a few well-known mortgage loan options we were aware of
Learn How to Save Money on Laundry with These Easy Tips
Inside: Discover easy steps you can take to lower the cost of doing laundry.I’m sitting here listening to the washer and dryer running. Again.As a family of four with most of us either doing
Easy Fall Tips to Prepare Your Home for Winter
The rains have started again around here and there is enough of a chill in the air some days that I’ve switched our system from AC to heat. While the furnace isn’t kicking in every day, it is a
How to Start Gardening on a Budget
Inside: Whether for landscaping or food, find out how to start gardening on a budget.Maybe it’s where we live with the nice climate and mild winters as everyone seems to have a garden. Whether it
The Best Ways to Save for a Down Payment on a House
Inside: Trying to save for a down payment on a house may seem intimidating. We have a plan and savings ideas to get the downpayment you need. Have you been dreaming of buying a home? You aren’t
Mortgage Pre-Approval: What You Need to Do
Inside: Getting a mortgage pre-approval is an important first step in buying a house. Learn what you need to get pre-approved for your home loan. You’ve been working hard, love your city and you
Practical Ways to Save Money on Utilities
Have you ever opened your utility bill only to look at the total and cringe? For us, that's the water bill. It's not that we use a lot of water. Water is just plain expensive around here. We use less
10 Easy Ways to Stay Warm This Winter
It happens every year. The thermostat says the room is 72 and yet I’m chilly. And for some reason, it's only in the fall. If the room is 72 in the spring or summer, we are plenty warm.But as fall