budgeting Archives | Savvy Family Finance

Sinking Funds: What They Are and How to Use Them

What would you do if your car broke down? You still have to get to work but the car needs to be fixed.Do you pay for the repairs with your emergency fund? Do you use your credit card and hope there's enough money to cover the bill when that is due? Or do you already have savings set aside …

Why You Need Multiple Savings Accounts

Inside: Learn how to build a better budget and successfully save by using multiple savings accounts.Have you ever tried saving money for something big, setting up saving goals? Maybe you want to pay cash for a car, go on a nice vacation, or save for the downpayment on a house. Those things …

Funny and Motivational Money Quotes

Inside: Here is a list of the best money quotes to inspire and make you laugh.Do you like quotes? Certain quotations have the power to motivate, encourage thought, or provide a good laugh. Since this is a blog on personal finance, I thought I would round up a list of some of my favorite …

The Cost of Owning a Pet – Can You Afford It?

Inside: Pets are great companions. Find out what impact pets may have to your budget before you bring one home.Have your kids been begging for a pet? Or are you ready for one yourself but are worried about how much it will cost? It is a valid concern because there are significant costs …

Budget Percentages to Build a Better Budget

Inside: Need a starting point for your budget? Here you’ll find common budget percentages to help you set up your budget.Making a budget can seem intimidating. But like most things that seem complicated, it becomes easier once it is all broken down into smaller pieces.That is how …

The Top Personal Finance Books to Get a Handle on Your Money

Inside: These are some of the top personal finance books, with good reason! Information and inspiration for your financial journey abound in these pages.If you’ve ever lacked motivation when budgeting or not known where to start with investing, then you know that having a good resource is …

How to Stick to a Budget at the Grocery Store

Inside: Is food eating away at your pocketbook? Find tips on how to stick to a budget at the grocery store.Outside of housing, the grocery bill can be your biggest budget buster. Isn't that crazy?Back when we were a double-income-no-kids (DINK) couple, we would gladly shop at the upscale …

How to Afford Kids’ Activities on a Budget

Inside: Extracurricular activities can be expensive, especially if you have multiple children. Here we have tips on how to afford kids' activities on a budget.Providing rich experiences and letting your children try new things is something most parents want to do. Maybe you’ll discover your …

How to Start Saving Now for Stress-Free Holidays

Inside: Do you rack up a lot of credit card debt each December? Find out how you can start saving for the holidays now and avoid overspending this holiday season.It’s beginning to look a lot like...summer here. We are actually in the midst of a heat wave and extended dry spell. And yet! It is …

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