Inside: Find out how you can be charitable on a tight budget, or even with no cash to spare.
Giving is something that makes people happy. That giving can be in the form of gifts or as charitable giving that helps improve the lives of others.
Whether you are looking to support a large non-profit or a small, local organization that is near and dear to your heart, there are many ways to help.
If your budget is tight, there are ways to give other than donating money. Don’t let a lack of cash stop you from giving.
When you clean or declutter your house, you’ll likely come across items you can honestly live without, but hate the idea of throwing it away. Why not give it away? It could do someone else a lot of good.
If you have working small appliances, good condition furniture, or even leftover building supplies, then check out Habitat ReStore for your donations.
Do you have good business clothes that no longer fit? Dress for Success will make sure they help another woman out as she looks for work. Other household items and clothing can be donated at the local Goodwill as well.
When you donate items, make sure to get a receipt for your donations that lists its estimated value. I’ve found that often the donation center may hand out a dated postcard indicated you donated *something*. So, before I make a donation, I write down what is being donated and staple that with the receipt/postcard before dropping it into my tax folder at home.
Then when tax time rolls around, the receipt is already there as corroboration before possibly taking a tax deduction for the donation.
Related post: How to Give to Charities the Smart Way
Charities do need money to accomplish their mission. But a charity also needs people. Whether your budget is tight or not, consider giving your time to a charity. You won’t be writing a check, but it also won’t negatively affect your budget to give your time to a good cause.
If you have special skills to offer, see if a charity could use those. Maybe you are a great photographer, writer, event planner, or are good at construction. Reach out to an organization you would like to assist and ask if they would be able to use your skills.
Even without special skillsets, charities can often use volunteers to assist with stuffing envelopes, answering phones, or distributing goods.
Do you have an urge to volunteer, but aren’t sure where? Check out VolunteerMatch for opportunities to help. There may even be organizations in your community that you aren’t aware of. You may find something relating to crafts, reading to children, helping at the library, working on community bicycles, and more.
In fact, if you have children, working on events or fundraisers for the school PTA is a way you can give back to the community. Have a local community center? You could offer to teach classes there.
Chances are you or someone you know has needed a blood transfusion at some point in their life. Giving blood is a terrific way to help others without having to spend any money. It is a great option if you are in good health and are eligible to donate. You may also be able to donate plasma at a local plasma center.
Donate credit card rewards
Do you have a rewards credit card? Almost all rewards cards have an option to redeem the rewards by donating the cash value to charity. Often, you can log into your account online and donate the reward value from there. It is even possible to donate accrued points and miles, though those likely aren’t eligible for a tax deduction.
Giving is satisfying and rewarding for both parties. There are many ways you can contribute to a worthy cause and be charitable on a tight budget.