Investing Archives | Savvy Family Finance

Ready to start investing but unsure where to begin? Here you’ll find information ranging from basic terminology, where you can start investing even low amounts of money, to topics such as rebalancing your portfolio and retirement planning.

Should You Invest Your Emergency Fund or Not?

Have you noticed interest rates are still pretty low? I mean, sure, rates are higher than they were a couple years ago, but you won’t get rich anytime soon by letting your money sit in a savings account. This all means that an emergency fund sitting in a savings account is pretty much doing just …

Blooom Review: The Robo-Advisor For Your 401(k)

Got kids and a job? If you’re like most parents, you’d rather spend time with the kids, or even sit in traffic, than spend time rebalancing and monitoring your 401(k). While saving for retirement in an employer-sponsored retirement plan is a great way to build wealth, most people just let the …

What is Asset Allocation?

Have you ever heard of asset allocation? Maybe an advisor started talking about investment strategies, mentioned “asset allocation,” and you nodded along not knowing what he was talking about. Sound familiar? It can seem overwhelming learning all the investment mumbo-jumbo. What is asset …

The Basics of Portfolio Rebalancing

Inside: Learn the basics of portfolio rebalancing. You’ve started investing, whether by opening an IRA, enrolling in the company 401(k) plan or even opening a brokerage account. Yay! Now what? Well, just like your home, car, or body, your investments need an occasional tune-up, or …

Dollar-Cost Averaging: What It Is and When to Use It

Inside: Dollar-cost averaging can help reduce risk and smooth out price fluctuations of investments. Find out what dollar cost averaging is and how to use it to your advantage. With the stock market fluctuations, it can be confusing to know when is the best time to invest. The answer, of …

Money Basics: The Ultimate Beginner’s Guide to Mutual Funds

Inside: This beginner's guide to mutual funds will explain the basics for those newer to investing. Do you ever wonder how in the world people learn about investing, and how to save for retirement? I mean, sure, there are classes in college. And maybe even one in high school. Maybe. But …

Boost Your Savings and Get Paid to Invest with Dividend Reinvesting

Inside: It can be hard to imagine how you can save enough to retire in comfort and have enough for travel and fun. Discover another tool you can use to boost your savings. Are you struggling to figure out how your investments can grow large enough for you to retire, be independent, help your kids …

401(k) Vesting Schedules and Why You Should Care

Inside: Is all the money in your 401(k) really yours to keep? It may not be, depending on the vesting schedule and your tenure at work. Vesting may sound like a ceremony of sorts, like a golf Masters champion receiving a green jacket. Alas, it is not. In this case, we are talking …

Saving For Retirement Isn’t Enough: Why You Need to Invest

Inside: Saving for retirement is a start, but find out why investing may be the only way to have enough money to retire comfortably, or even at all. You are saving regularly and even have it all automated. Yay! But when it comes to planning for your post-work life, saving for retirement …

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