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How to Calculate Your Net Worth (and Why You Want To)

Inside: Net worth gives you a powerful view of your finances. Learn how to calculate yours. Knowing your net worth is eye-opening. It gives you a big-picture view of your financial health. As such, it is a good tool to keep in your arsenal when trying to understand your financial …

How to Remove Your Private Mortgage Insurance

Inside: Find out how getting rid of PMI can save thousands of dollars each year by lowering your mortgage payments. If you are a homeowner, chances are you pay a mortgage. And, if you didn’t have a full 20% or more down payment at hand when buying a house, you are most likely paying for PMI and …

Mortgage Pre-Approval: What You Need to Do

Inside: Getting a mortgage pre-approval is an important first step in buying a house. Learn what you need to get pre-approved for your home loan. You’ve been working hard, love your city and you are ready to buy a house. You think you do, anyhow. But can you afford a house? Will you …

What You Need to Do if Your Credit Card Is Lost or Stolen

Inside: Dealing with credit or debit card theft can be frustrating. Find out what to do if it happens to you. You are at the checkout stand trying to pay for your groceries but your card is being declined. And yet you know there is no way you’ve come anywhere near the limit. After a …

How To Create A Debt-Free Holiday Budget

Inside: Discover how to celebrate the holidays without going broke, or into debt with a debt-free holiday budget. You probably love making people happy and enjoy a night out celebrating with friends. That is, until January when you hear the record scratch sound effect in your …

What is the Best Way to Eliminate Debt? Snowball vs. Avalanche

Inside: The debt snowball method and the debt avalanche method are the two best and most popular ways to eliminate debt quickly. Find out which one will work best for you. Do you remember watching cartoons where there is a small snowball rolling down a hill, then it quickly gets bigger and …

The 7 Best Ways to Improve Your Credit

Inside: We have 7 very simple steps you can follow to increase and maintain your credit score. You want to get fit, lose the flab and look like those fitspo models by this time next month. No problem, right? Wrong. Just like there is no real get-fit-quick plan out there, there also is no …

Money Basics: What is a Credit Report?

Inside: Find out what a credit report is and what it says about you. Are you one of the millions of people that has been offered free credit monitoring due to breaches in security at a retailer or bank or government institution? Unfortunately, I have been on the receiving end of those offers …

Money Basics: What is a Credit Score?

Inside: Have you ever wondered exactly what IS a credit score? Learn what makes up your score and why your credit score matters. It’s sitting right there, that link in your bank account to see your credit score. You click on it and … Fist pump? Groan? Sigh of relief? Do you wonder “who …

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