Budget Archives | Page 2 of 3 | Savvy Family Finance

How to Find Entertainment on a Student Budget

I am happy to introduce as a guest, recent graduate Lauren Davidson. Today, Lauren is giving tips on how to have fun and find entertainment on a student budget. College is a time like no other. While it’s important to live life to its fullest, it is also important to be fiscally responsible. …

100+ Budget Categories for a Successful Budget

Inside: Organize your budget with these budget categories to see where your money is going. If you sit down to create a budget for the first time, it can seem overwhelming. You need to try and remember what you spend, where you spend it, and how much income you bring home. So …

How to Eat Healthy on a Budget

It's the decision we all face. Do I eat healthily, or do I buy the easy/cheap junk food? Do I even know how to eat healthy on a budget? It's possible. I promise. You don’t need to choose between cheap and healthy. Healthy eating is totally possible on a budget. Even better, it will help you …

Our Financial Goals for the New Year

Recently, I was sitting at the computer looking over our finances wondering what we could improve. Maybe it is New Year’s motivating me. Perhaps spring does it for you, or your birthday. Now seems to be a good time to take stock of what has happened this past year and set some financial goals …

How To Create A Debt-Free Holiday Budget

Inside: Discover how to celebrate the holidays without going broke, or into debt with a debt-free holiday budget. You probably love making people happy and enjoy a night out celebrating with friends. That is, until January when you hear the record scratch sound effect in your …

How to Use FSA Money Before it Disappears

Inside: Time is running out and your FSA money is about to expire. Below are some ideas on how to use the funds. You tried to plan well and hoped to come out ahead, and yet… Yes, it’s true, there is money sitting unused in your health FSA (flexible spending account). *sob* Ok, fine. …

Why You Need an Emergency Fund

Inside: Discover why you need an emergency fund and how much you need. It was a cold morning and I was hurriedly walking back to the car after dropping the kids off at school. Another car pulled up and the driver leaned out his window and said, “The driver didn’t leave a note, he just …

How to Save When You are Broke

Inside: Do you struggle to save money because there is never enough? Find out steps to take to manage your money and create a little wiggle room so you can save. Are you living paycheck to paycheck? You have money coming in but it's gone before you know it, so how in the world can you start …

Use a Flexible 50/20/30 Budget

Inside: Learn more about the 50/20/30 budget and why it is perfect if you don't like counting pennies. For those of you that hate budgets, or at least recording every last penny, the proportional or 50/20/30 budget may work better for you. It is simple and flexible. The basics of this …

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