Inside: Find out if goals were met or not during April.
April is done and gone. We had a quiet month.
Summer gave us a bit of a preview and most of us were sick with bad colds for a week or more this month. Somehow, my daughter managed to not get sick while the rest of the family was laid up.
In April we wrapped up the soccer season, took the kids to a bunch of appointments at the orthodontist, eye doctor and dentist, and are looking forward to a bit of a break in the schedule this month.
Overall, though, this is going to be a shorter note because not a lot got done in April.
How did I do with goals this past month?
The market was bumpy again in April. With our weighting in bonds, our portfolio was down a tad compared to the S&P 500, but returns were relatively flat for us. Screenshots are from our Personal Capital account.
We’re still holding steady with no immediate plans to change our allocations for the next year. If there is a huge drop in the market, we may consider moving some funds from bonds to stocks, but that remains to be seen.
Overall, our net worth went down over $8,000, but on closer inspection, that is mostly due to Zillow saying our home value went down over $20k last month.
So, yeah. The housing market has slowed a little, but not too noticeably yet. We’ll see what happens this summer. While having the inflated Zillow estimate of our house value included in our net worth is sometimes an ego boost, it does also fluctuate quite a bit. We take it with a grain of salt.
I’ve been working on losing a few inches this year. In late March, due to lack of progress, I decided to start counting calories. How I feel about counting calories can be summed up in one word: ugh.
Counting calories did help. I will admit to being a bit inconsistent with it this past week as well as a few days where we ate dinner out. I also was ill for about a week and didn’t do any workouts that week. That all sounds pretty bad, actually.
After a couple weeks, I had breakfast calories mostly memorized as there are three breakfasts that I tend to eat frequently. Lunch would often be leftovers from the night before, so dinner and snacks are what I usually had to track.
Progress? Yes! The progress isn’t anything earth-shattering. I lost a solid 4 pounds in April and no real change in my measurements. I’m not sure why there hasn’t been a change there, but I’ll just keep up with the workouts and watching the snacks.
Organize and declutter
As far as decluttering goes, I made a little progress at the beginning of the month and then nothing. For some reason, spring is hard motivation-wise for me. This goal was a fail for the month.
Because of previous delays, I was holding on to stuff to donate to the school rummage sale. Then, mid-April we found out the school district put a halt to the sale. Apparently, school rummage sales are against district policy? Whatever the case, there is now a large pile of stuff I need to get rid of.
In May, the hope is to continue making a dent in the office and start cleaning up the laundry area. The laundry area is also a catch-all area for craft supplies, wrapping paper, suitcases, and a bit of a junk storage area.
In April, I read Limitless by Robert J. Crane. To be honest, I’ve lost interest in the series at this point. Afterwards, I read Edge of Black which is another book by J.T. Ellison. You’ll probably see more of her books on my reading list. Police procedural and mystery are genres that suck me in, which is what this series would be classified as.
I also read Essentialism: The Disciplined Pursuit of Less by Greg McKeown. In general, non-fiction isn’t my favorite, but this was an interesting read.
So far for May, there aren’t any books on my queue, so a trip to the library (or the library website) is in order. Another Ellison book will likely end up on the queue. Once upon a time I was really into sci-fi, especially old-school Clarke and Asimov. If you’ve any book recommendations along those lines, let me know!
Sell some junk
Yep. Lack of motivation strikes again. Big fail.
The part needed to fix our old rower did arrive last week, so once that is fixed, we should be able to list and sell the rower.
April wrap up
Progress was slow to non-existent in April. Our net worth for the month was down thanks to market volatility and a lower estimate from Zillow on our home value. Though, if you eliminate our home value, net worth increased. Funny how that all works. I did also manage to lose a bit of weight (yay!).
Days are warmer and the strawberries are in full bloom right now and I’m hoping to be more productive in May.
How was your April?
It is easy to keep track of your investments and net worth with a free account at Personal Capital.